Have an edge on someone

Federal Governments Loan Modification Plan - Help is On the Way by Lindsy Emery It goes without saying that the federal government's loan modification plan is going to make mortgage payments more affordable. The lender will be responsible for modifying the rates, changing the loan balance or forgiving previous missed payments. In general, the lending institution will discuss the terms of the arrangement with the borrower, making sure that everyone wins from the new situation.Government officials hope that the program will be used by those who are not delinquent but are having a hard time meeting monthly payments, thus reducing the number of at-risk foreclosures.If you are prepared to undergo such a major change in your life, then you had better learn what loan modification is all about post by haiyan207. You will benefit from a new start and be given the opportunity to manage your loan better than before. The lender will offer you new terms for the loan, including an interest rate that is considerably lower and not subjected to economic changes. You won?t have to worry about paying any fees for the loan modification process, as opposed to refinancing where any additional fees and taxes are supported by the borrower Men's Giuseppe Zanotti Low Top Croc Zip Sneakers White.The lender derives a series of benefits from the loan modification process as well. Instead of foreclosing the property and obtaining a smaller amount of money than the one owed (given decreasing property values), the lender prefers to renegotiate the terms of the loan and thus save the borrower from further financial difficulties. The arrangement is based, as has already been mentioned, on the reduction of the interest rate and monthly payments, various terms of the loan being changed to make the mortgage more affordable Giuseppe Zanotti Sneakers. Both the lender and the borrower maintain realistic expectations, understanding the importance of reaching a mutual agreement.Being open to change is perhaps one of the most essential elements if you want to keep your home. The federal government's loan modification program can help you, that is if you are willing to negotiate and obtain more affordable terms for your mortgage. Find out how the whole thing can work to your advantage and don?t delay the moment when you apply for this amazing and unique solution Giuseppe Zanotti London Leather Sneakers In White. This is an alternative you should definitely consider, as opposed to foreclosure, where you will lose your home and end up having nowhere to turn to. Think about the difference between loan modification and foreclosure; you will definitely notice the advantage the first one offers! <

Advice For Debt Relief - What to Look For in a Good Debt Settlement Company by Satyendra Mishra According to some critics, the phrase 'good debt settlement company' is impossible to find. They feel that each and every settlement company in the market is a fraud. That is definitely not the case. The only difficulty involved is that you will have to search hard for good a debt settlement company.You should know how to identify such a company. Only then will you be in a position to extract maximum benefits from your lenders at minimum cost. If you feel that the effort involved in finding a good debt settlement company is very onerous, always keep in mind that this solution has the capability of solving your debt problems once and for all.The first and the most important thing that you should look for in a good debt settlement company is affiliation with reputed trade bodies post by haiyan207. This may not reflect the efficiency of the company but this single parameter is sufficient to be satisfied about the legality and honesty of the company involved.The last thing you want is to deal with a con man when you are at the brink of bankruptcy. Such a transaction will definitely push you over the age. The worst part is you will be feeling embittered about debt settlement when the truth is that you were the person who made the mistake of dealing with a fraudulent company.Secondly, you should look for a good success percentage Men's Giuseppe Zanotti High Top Croc Embossed Sneakers Black White. 6 out of 10 persons who opt for debt settlement do not complete it because it is very difficult. More often than not, individuals underestimate the difficulties involved in making disciplined repayment over a period of 1-2 years.You should look for a settlement company that acknowledges this and works with its customers. Of course, this is not the prima-fascia duty of the company Giuseppe Zanotti. It has no responsibility to focus on helping you make regular repayments after the settlement has been obtained. However, a company that does that bit extra for its customers is always a good choice.Finally, you should look for a company that is of flexible as far as its fees structure is concern. A company that extracts its maximum fees in the initial period without any excuse or flexibility in its approach is best avoided. More than the actual discount offered, you want to look for flexibility that will help you conclude that the company is not very greedy.If you are one of the millions of Americans who has over $10,000 in unsecured debt, it is time you found out about the debt settlement options available to you. Due to the current economy an overwhelming amount of people are in debt, creditors are having no choice but to agree to debt settlement deals. To get free debt help click the following link:Visit 

Trying to Decide Which Stock Broker to Use? by Andy Richards If you are looking for an online stock broker then you need to start searching on the internet. There are dozens of websites of online brokers offering their services at sometimes incredible prices. Start viewing all the different competitors and their offerings to determine which one will best fit your financial investment needs.Most brokers charge a commission and trading account handling fees post by haiyan207. Their commissions are based on the quantity of trades made in a given duration of time. These commissions are sometimes based on a sliding scale. The sliding scale will depend on the amount for each buying and selling transaction and sometimes combining the quantity of trades. It is always advisable to learn what the different fees and charges will be before you start buying and selling stocks and options on any market or exchange through the online stock broker.You can compare the various charges and fees that different online stock brokers submit to their clients by reviewing the options, terms and conditions, and fees on their websites. Review all the competitors to make sure you find the online stock broker that will meet your trading style. Different brokers have different advantages or disadvantages to their fee schedule Giuseppe Zanotti.If you are a day trader then perhaps you want to find an online stock broker that specializes in day trading. This is a fast pace type of activity which requires fast transactions for buying and selling throughout the day. Traders and investors who make their living as a day trader need a strong platform and inexpensive fees per transaction. Since day traders can make submit multiple trading orders each day and sometimes each hour, they need responsive, reliable and inexpensive trading capabilities. They also need fast access to their trading account and financial statements in order to accurately make the best trading decisions.For the top Online Stock Broker  <

Giuseppe Zanotti Lorenz Fringe Wedge Sneakers In Yellow

Because lousy reputation true improvement your reputation, will protect card? At hero man Schuman is at hand You have been looking for to improve your reputation, but don't know how completely do that of a method? Then you know to is important, that protected card, really will make you easily improve your reputation because of the lousy reputation.First, you need know because your reputation is very bad, get a be might be not easy to you by the credit card of protection. That never thought that points you to can acquire a. It only means before you can decide which you want to acquire, you probably have to find time to see more than a cards.Getting the credit card may take time and research, but when you are using to tidy up your reputation of it, it will be really very worth. Now, as soon as you have credit card, you want to become intelligent concerning how you use it. Combine be much more than takes out it and starts costing you ability of all money. For many people, that is what be become thus poor of their reputation grade post by haiyan207. Becoming cleverness and being small for any origin of matter to purchase to start you needing is very important. As soon as you have small balance on your credit card and spend time to completely repay fully it to put other things at it before you. Make sure that you always make your to pay monthly punctually in addition. Make they late will the reputation that finally hurt you is more. This means that you are making an effort to control your expenditure and money Men's Giuseppe Zanotti High Top Buckled Sneakers Colorblock. It also lets the creditor know that you have ability punctually the manufacturing pays and you can make to repay fully with some help together of thing. The living uses more this procedure possibly. Only certain amount because is you will can in January or February inside easily take to repay fully of matter, you use card. Moreover, you will use baddish reputation as be over, and more financial problem exceeds you to can handle Giuseppe Zanotti Sneakers. The reputation that improves you gets a goal to spend time, and that important thing that is thoughting to keep. All the worse matter your reputation BE, more time it will take. You will have to be improving a diligent work of your reputation, so you want to be prepared this. It will spend time, your keep on, hard work and dedication make it take place, but it nicely will be worth be you see you of reputation improvement. This is the reputation that improves you of be protected lousy reputation to help your card of you need concerning the most necessary data that uses to understand Men's Giuseppe Zanotti Leather High Top Sneakers In White. Only the assurance is everywhere, you are an intelligent credit card, you take and concerning because that will have all dissimilarities of the world of the reputation to improve you correct method, how do you use it. <

7 Ways to Rediscover Your True Passion After Divorce - free article courtesy of ArticleCity.com

Going through a divorce is a very challenging time in a person's life. It is hard to adjust to being single again, as well as living "out of the habit" of being married, especially if you have been married for many, many years Men's Giuseppe Zanotti Low Top Croc Zip Sneakers RDU305 002.

Eventually, you begin to think about dating, but it is suggested that you take your time. Use this precious opportunity to rediscover yourself. Think of this time in your life as an adventure to explore the real you. If you have worked outside the home combined with being a mom and wife for the last ten, fifteen or twenty years, you may have lost yourself along the way. Certainly not on purpose, but as most women try to do it all as "super" moms, many times we put our own wants and needs on hold to keep our families and jobs running smoothly!

Take a deep breath and let's start to rediscover our true passions and say... Will the Real Me Please Stand Up!

1) Treasure Your Gifts Within

Realizing we are all born as "gold nuggets" is a hard concept for many women to believe about themselves. Think about how magnificent you really are! Over time, you might have forgotten your unique gifts and are only thinking of what you don't like about yourself or your life. Set a new intention, starting today, to list all of your great qualities and read that list everyday. Keep reading it until you believe it. Examples: beautiful smile, kindness, generosity, loving, caring, intelligent. keep going. Your list is endless, when you start focusing on your great qualities. Allow yourself to see the shining gold within. It's already there!

2) Give Yourself A Break

During and after a divorce it is common to have the feeling of grieving, similar to that of the loss of someone. Many women feel the need to stay busy to keep their minds off of this stressful time, such as working overtime or cleaning the house from top to bottom, but let this time also include pampering yourself. For example, barter with a friend or neighbor to watch your children or leave work early to give yourself this needed time. Yes, you do deserve to do something special for yourself Giuseppe Zanotti Sneakers. It can be as simple as taking a bath or a walk, going to the mall or reading a book with your favorite cup of tea. Give yourself permission - it's O.K. Remember, the happier you are, the happier your family will be!

3) No regrets! No bitterness!

Holding onto regrets and bitterness will only keep your life from moving forward. Is your inner voice working overtime with all the "what if's" and "if only's"? This is normal for a period of time, but ask yourself... are these thoughts serving me or helping me feel better? Will thinking about them over and over again change anything? To move your life forward, it is important to acknowledge your feelings and to learn from your past experiences to prepare yourself for the next exciting chapter of your life. Yes, there is life after divorce. Learn to let it go! Just, let it go! A quote from Buddy Hackett, "I never hold a grudge because while I am being angry, the other person is out dancing."

4) Enjoy the Little Things

Life after divorce usually means added responsibilities. If you are a single parent or are now the one responsible for the once shared to-do list, how do you handle it all without being totally stressed out? To start, learn to laugh more, especially at yourself. Learn to let things go and not take life so seriously. Lighten-up! Learn to live in the present moment. Living in the present is where all the "good stuff" in life happens. Yesterday is gone forever and tomorrow's worries are tomorrow Giuseppe Zanotti Lorenz Spike Suede Wedge Sneakers In Sky Blue. Think of it this way, when one is missing this moment in time, one is missing out on one's life.

So how do we live in the present? If you are feeling stressed, immediately leave your thoughts in your head and take off your blinders. (Blinders similar to what a horse would wear, not allowing it to see from side to side). Start to look around you. I mean really look around you. Look closely at everything. Really focus. Use all your senses! For example, if you are with your children observe them. Cherish their smiles. Give them a hug. See the true beauty of who they are and appreciate them for being a part of your life. You will start to feel your stress subside and a feeling of peace sweep over you. To be present, no matter where you are, use all your senses to pull you back into the moment. Take time to appreciate all the beauty that already exists around you. You only have to be present to see it!

5) What Makes Your Heart Sing?

What really matters to you? What do you feel is your true purpose in life? If someone asked you that question, how would you answer them?

Why is it so important to be clear on what your life's purpose is? Knowing your purpose, will give you a true sense of who you are and why you were put on this earth. It gives your life direction and helps you make clear and easy decisions concerning that direction. It's your compass! Without a purpose, can your life be compared to a piece of driftwood? Floating endlessly in whichever direction the tide decides to take it and ending up on any beach with no will of its' own. When you live your life based on your purpose you are living in integrity with yourself and are in alignment of who you really are in all aspects of your life - body, mind and spirit. Take this time to focus on what really matters to you. Feel the true passions that exist in your heart and write them down.

6) What Are Your Vibes Saying About You?

Are you familiar with the Law of Attraction? Maybe you have heard the expressions, "What you think about, you bring about" or "The more attention you give to something, the more attention it will give to you." When going through a divorce, your emotions can be compared to a roller coaster ride. Use this time to become reconnected to your inner awareness of who you are. Recognize if your feelings are low energy or high energy.

A few examples of low energy are stress, negativity, fear, resentment, or a sense of lack (lack of time or money) and high energy is joy, abundance, happy, positive, love or compassion. If you are having feelings of low energy, how do you make a shift to feel more of the high energy?

First, acknowledge and accept the feelings you are having. Be gentle with yourself! Your goal is to make a shift, but realize you might not be able to go from low to high instantly. Start with baby steps! Repeat step number three and become present! Be thankful for what is working in your life right now. Do something simple like pat your pet, smell a flower or, if you are in the office, take a minute to think of a previous fun time or experience you have had that could bring a smile to your face. Feel the shift you are starting to make in your energy.

Now, to amp up this high-energy feeling, think of another time of joy or something you were passionate about in your life. Keep adding these thoughts to your high-energy feeling and begin to feel great! Does it seem the people or situations around you have changed or is it you who has really changed? So, who has the power to feel their own joy? When you are feeling your high energy, this is the time to take your next inspired action. Enjoy the feeling of accomplishing something with ease and less effort!

7) Be True To Yourself

During and even after a divorce, we are often filled with doubts. We question ourselves about what is right, what to do or how we feel. Should I or shouldn't I? It seems difficult to make a decision. Listen to your heart. What feels right? What doesn't feel quite right? If a situation does not feel right, honor your resistance by pausing or waiting. Sometimes waiting is the best thing to do post by haiyan207. By waiting you may have allowed the situation to unfold more easily without having to worry! If a decision feels good or right, usually that means you are heading in the right direction. When we listen to our hearts, we are in integrity with ourselves. When we are in integrity with ourselves, we learn to say NO more easily.

Has this ever happened to you? You are asked to be on a committee or to volunteer for something and you say yes, even though you know it will make your schedule even tighter or you really don't want to or have to?

How do you stop this from happening? Next time you are in this situation and you are ready to say yes, yet, find yourself having doubts, try this . STOP! Take a breath or even take a step back (this action will prevent you from saying yes). Pause! Thank the person for thinking of you, but let them know you will have to check your calendar and get back to them. When you do have time to think about it, focus on how you are feeling. Are you excited to volunteer or do you feel some resistance? If in a day or two you are still feeling doubtful, realize the timing might not be right for you. If you are still excited, join the committee and have fun!

Divorce is not easy or fun, but you can make it through this time of your life by realizing you WILL make it! Also, honor yourself and listen to your heart! Your true purpose and passions are waiting to be rediscovered within you! When you have discovered the "gold nugget" you already are, you will start to live your life with more ease and enjoy the feeling of peace. "You are truly free!"

Copyright 2004 by Joanie Winberg. All Rights Reserved. <

Seven Tips for Choosing a Maid of Honor - free article courtesy of ArticleCity.com

Choosing your Maid of Honor is more complicated than it looks. Nowhere else in your wedding planning is it easier for vexing problems to turn up! Why? Because Men's Giuseppe Zanotti High Top Croc Embossed Sneakers In Black the Maid of Honor?s duties are often vaguely defined, and worse, poorly communicated.

In fact, every bride has her own unique idea of what a Maid of Honor should be. Which is fine ? the trick is in communicating those ideas!

So what does a Maid of Honor do? On one end of the spectrum, she?s a ceremonial figure who steps off the plane and walks down the aisle before the other bridesmaids.

On the other, she?s a master of precognition who soothes your nerves before you know you?re frazzled, helps you send out your invites, ?manages? the bridesmaids, spreads the word on your registry, and offers up her thoughts on everything from the venue to the dress.

Most often, the Maid of Honor is somewhere in the middle. She leads the bachelorette party and/or bridal shower, and tries to ?be there? for the bride during the planning process, and the ceremony itself.

All this flexibility leaves a lot of room for misunderstandings. And they happen a lot. The world is full of brides who feel hurt and let down by close friends as the big day draws near. Do you want to be one of them? Of course not!

So here are some tips on choosing ? and communicating with ? your Maid of Honor for minimum stress, and maximum happiness.

1) Define what you really want. Are you a do-it-yourself bride, or do you want your Maid of Honor to be your right hand all the way through?

If you're high-maintenance, accept and acknowledge it. Pick someone who can truly be there for you, and let them know exactly what you want. If you don?t know anyone with that much time or energy to give, think about finding help elsewhere. Is your fianc? an active participant? Can your mother do more? Maids of Honor are not supposed to be wedding co-planners ... unless they really, really want to be!

2) Tell her what you really want.

More than one bride has shed tears because a Maid of Honor couldn?t read her mind. For example: many brides wish their Maids of Honor could give a little speech at the reception, but never get around to asking them. If it?s important to you, talk about it!

3) It doesn?t have to be family.

Never feel you ?have to? make a sister or other family your Maid of Honor. If your best friend?s a loyal trooper who goes with you on all the errands, choose her. She deserves it.

4) Pick someone local if you need a lot of help.

No one can do much from 3000 miles away, no matter how badly she wants to.

5) Be realistic; look at past performance.

Weddings are exciting. People are human. When everything?s new and you?ve just announced your plans, lots of people will offer to help. But not everyone will manage to follow through.

Who came through for you before the wedding? Who actually managed to rearrange their schedules to be with Men's Giuseppe Zanotti Low Top Zip Leather Sneakers In Black you, even when inconvenient? These are the people to rely on. No matter how exciting your plans, they won?t make an overcommitted person more available to you. Avoid the trap of asking such a person because you think your wedding will be ?important enough? for them to ?change their ways,? and you?ll avoid all the stress and hardship of a disappointing Maid of Honor.

6) Be realistic; look at her life ahead.

No matter what a treasure your Maid of Honor is, she has limits, too. Is she expecting a new baby? Is she working through a divorce? If these things slow her down, which they probably will, can you pick up the slack without feeling disappointed?

7) Consider more than one Maid of Honor if you just can?t decide.

But keep in mind, this can cause problems post by haiyan207 too. Can your Maids of Honor divide responsibilities, communicate well and avoid feelings of jealousy?

Now that you've chosen, honor your Maid of Honor with a little sign of how special she is to you. Take her out to a day spa, or go together to have your hair done before the Giuseppe Zanotti Lorenz Fringe Wedge Sneakers In Lake Blue ceremony. Pick out a dress for her that?s a different color from the other bridesmaids, or order her a bouquet with some special touches. She deserves it!

Follow these tips, and you?ll be the bride who spends that all-important day surrounded by loving, warm friends at their ease. Could anything be better? <

Don't Let Your Skin Go Dry - free article courtesy of ArticleCity.com

Water makes up 60% of the human body. Not only blood and other body fluids have water as their main ingredient, water is stored in all body tissues. Cytoplasm, cells and cell walls contain lots of water. Skin is a large water storage, yet it gets dry, itchy and flaky. Why? post by haiyan207

Every day 4-8 oz. of water evaporates through the skin, and we don't even notice how it happens. Replenishing water by drinking more fluids is helpful, but does not guarantee smooth and resilient skin. Moisture balance is regulated by chemical reactions in tissues, and is not directly related to the amount of water you drink.

If we could apply water topically, it would not help much either. Skin does feel soft and moisturized right after a bath: it happens because the horny layer (the outermost skin layer), which is formed by dead skin cells, absorbs water. During a bath up to 2 oz. of water can be absorbed by the skin. But this water is not allowed any deeper than the surface cells. Later, within 10 minutes, Men's Giuseppe Zanotti High Top Suede Sneakers Black Green all this water evaporates, leaving skin dry again.

Human skin has its own mechanism to prevent moisture loss. Our skin cells work hard to create a protective layer. This layer consists of oils, aminoacids, sugar compounds and other elements, either water or oil soluble. All together they bind with water and don't let it evaporate. Water, that is not allowed to leave skin surface, is absorbed by the horny layer cells. The skin becomes softer, smoother and more flexible.

Hot or cold air, low humidity, frequent contacts with water or cleansing solutions ruin the protective layer, and skin loses its natural ability to hold moisture. When water level in the skin drops by 10%, the skin becomes dry, itchy and flaky.

As we age, skin's protection mechanism slows down and skin becomes dry. In some people dry skin is inherited genetically.

Even though the outermost skin layer is made of dead cells, we have to take care of it. The primary function of the horny layer is protection of deeper skin layers, where new cells are born. Regular use of hydrating creams helps to prevent water loss, restore moisture balance and elasticity of the outer skin layer and help it do its job.

Oils, mucopolysaccharides, and fatty acids are widely used in cosmetics to prevent water loss. The most effective cosmetic ingredients for this purpose are liposomes, ceramides and sphingolipids.

Liposomes are microscopic spheres that can be used to encapsulate water, vitamins or other beneficial ingredients. Because these elements are similar in structure to cell membrane, they are easily utilized by the skin. They can penetrate skin surface, bind with it and release the substances they carry.

Ceramides and Sphingolipids are the elements that hold skin cells together so that the environment can not get in and the moisture can not get out. Lipids are lost with age, and the moisture barrier is weakened. Research shows that applying ceramides topically has the effect of generating ceramide production in the skin, thereby increasing the lipid content and reinforcing the protective barrier.

Look for creams with the above ingredients to keep your skin in its best condition and defy aging.

(C) Natalie Katsman, 2004

Please feel free to publish this article electronically or in print, free of charge, as long as the bylines are included. A courtesy copy of your publication would be appreciated. Please send a copy or a link to your publication to info@natural-aid.com. <

Giuseppe Zanotti

CyberCheapskates and Net Gold Diggers - free article courtesy of ArticleCity.com

Did you know that Match.com has around twelve million members, but only a million or so of those listed have paid their dues?

The most asked questions from Romance Clients? "Why don't they answer my emails?" Well, Giuseppe Zanotti Low-Cut Sneakers Black White Blue first off, you don't know and never will. But it?s a pretty good guess is that this guy or lady is cheap.

If you have had much experience as an Internet dater, you've undoubtedly had the experience of putting out first email contacts to prospective Sweetheart and then gotten no answer back. A response rate of 30% to first emails is considered good!

On Match.com as well as many of the other Internet dating sites, you can post a profile for free, but you have to pay to email other listers or respond to emails sent to you.

You can't tell the payers from the freeloaders. And people who aren't paid members can't email, either to contact you first, or to answer when you write. That means that a very high percentage of those people you are carefully looking over are too cheap to pay less than a dollar a day to be able to email you!

Maybe that?s a lot of what?s behind the 30% who do get back to you. They're the only ones who are paid up!

Though I live now in Mississippi with my new husband Drew, I'm from Maine. I still own a house there on a beautiful island in the mid-coast area, so I get back to visit once or twice a year. Every spring, after the snow melts, all the debris that has accumulated over the winter along the roadsides gets exposed to the light of day. And along with tulips and daffodils, up spring the "For Sale" signs.

For years I wondered about why so many houses came up for sale every spring. Every other house seems to be on the market.

Finally, someone explained to me that lots of folks just put out those "For Sale" signs sort of for sport. All the locals know that summer people are heading this way, and those "city folks" have very distorted ideas about fair property values. So the sport is to put out a "For Sale" sign, ask a very inflated price, and see if anyone will bite. If you're lucky and catch a rich one, you just may be able to fund your retirement. Otherwise, life goes on, you get to stay in your house, and then try again next year. Sounds like a form of digging for gold to me.

Believe it or not, lots of people who are listed on dating sites are doing just that: They put out their "For Sale" sign with their profile and look like they are seriously "in the market" for a Sweetheart. Really, they have a way over-inflated idea of what they can get and are waiting to see if some fool will bite. These folks have stuck out their "For Sale" sign, but they aren't seriously looking. Except for the Giuseppe Zanotti jackpot.

In the Internet dating world, this is deceptive advertising in the worse way, because the reader has no way of knowing if the profiler they are interested in is really serious and a paid-up member or not. The ONLY people on these online dating sites who are emailing anyone are the ones who have paid! All the others are freeloading teases.

If you are considering CyberRomance or are already posted on a site or two, pay your dues like a grown-up. Do your part to contribute to the energy and integrity of this wonderful resource for singles. If there?s a time to "put your money where your mouth is," this is it. If you're serious, pay up post by haiyan207. If you're not serious, stay out of the game.

Kathryn Lord © 2004 All Rights Reserved <

Three Steps to Avoid Being on the Wrong End of a Media Encounter by Jonathan Hemus It?s 10.15am, Men's Giuseppe Zanotti Low Cut Suede Zip Sneakers you?re in your office and the phone rings. You pick up and a voice says: ?Hi, this is John Davis from the BBC, we?d like to ask you a few questions?.? By now, your heart is racing and your mind is whirling. So what do you do? Here are three steps Giuseppe Zanotti London Crystal Sneakers In Sky Blue to ensure you don?t end up on the wrong end of a media encounter.1) Assess the situationRemember you do not have to give the interview - there may be no benefit to your company in doing so. In order to decide whether or not to give the interview you need more information. You also need to know how much time you have to prepare.2) Buy timeNever be tempted to give the interview right there and then. Explain that you are about to go into a meeting or board a train or join a conference call ? anything to avoid falling into the worst trap of all, conducting an interview without any planning.3) Establish the contextIn order to assess the opportunity and plan your response, you need facts. So ask the reporter:* Which media they are working for (TV, radio, print and which specific programme or publication) and their contact details - this is essential information in order to prepare for the interview (and ensure that the person on the end of the line really is a journalist, not a competitor or some other interested party)* The subject of the interview and their angle - don?t assume the journalist?s mind is working in the same direction as yours* Who else the journalist is speaking to - the journalist might also be interviewing a pressure group or one of your main competitors. If so you can predict and plan for likely questions.* If TV or radio, whether the interview will be live or recorded. A live interview can be nerve-wracking, but at least you know that everything you say will be broadcast: you have less control over a pre-recorded interview where your words will be edited* When their deadline is - this provides a timescale for your preparation The answers to these questions will help you decide whether you should give the interview or not. If you decide that there is benefit in doing so, you now have the information and timescale in which to do your preparation which is essential for a successful performance. Research has shown that conducting a TV interview is less popular than a visit to the dentist for a filling! But following this approach to a media enquiry provides you with the platform to succeed in this most post by haiyan207 challenging environment. <

The Value Of Rent-to-Buy by Oliver Darraugh For young families, couples or individuals seeking to purchase their first house, there is an outstanding opportunity to profit from Rent-to-Buy properties. These homes are offered for rent by their vendors, with a price set at todays market value for the possible purchase of the property in a fixed number of years. There are some outstanding benefits associated with this type of property purchase.First, there is the opportunity to save for your deposit over the rental period. You do not need to pay a large percentage of the purchase price when you move into the property, just the regular rent that you would be paying if you were only a tenant. This gives you the chance to plan ahead and save accordingly for the sum you will need if you choose to proceed with the property purchase. Furthermore, the amounts that you pay in rent post by haiyan207 are deducted from the purchase price of the property, so in some cases you will not have to pay a deposit at all!The second benefit is that, whilst living in the house, you can decide if it is the ideal home for you and your family (or your family to be). Rental periods in Rent-to-Buy schemes can frequently be as long as five years, giving the occupier a valuable opportunity to assess the location in respect of nearby schools, health care, public transport and recreational facilities. You also get to experience the pros and cons of the property and the area in which it is situated.However, the major financial benefit of a Men's Giuseppe Zanotti High Top Buckle Sneakers In Black Rent-to-Buy scheme is the potential of capital appreciation. The future price you pay for the property is established before you move in, and even though you have no obligation to buy the property at the end of the rental period, the vendor is legally committed to selling it to you if you decide to take up the option. Although the UK housing market may currently be described as depressed, who knows what the future will bring? After the last house price crash of the early nineties, the average price of a UK home rose by almost 10% per year for the next five years, and property buyers in 1995 had seen the value of their homes increased by a compound total of 50.9% by the end of Giuseppe Zanotti London Leather Sneakers In Black year 2000. If the same scenario were to be repeated today, a home priced at 160.000 would be worth 241.440 by the time you had to consider applying for a mortgage. It is possible that you may have already paid 40.000 in rent over the previous five years, and what bank is not going to lend you 120.000 on a property worth double that? In theory, you could even complete on the property purchase, re-sell the property, and be an incredible amount in profit.As you can see, the value of Rent-to-Buy now offers a major financial opportunity for people looking to purchase their first home. <